Singapore’s IP Rider Reset: What It Signals — and Where Auryzen Fits In

Singapore’s Ministry of Health has confirmed that almost all existing Integrated Shield Plan (IP) riders will cease sales by April 2026, as part of a broader effort to rein in rising healthcare costs and strengthen system sustainability.

Under the new framework:

• New IP riders will no longer be allowed to cover the minimum deductible.

• The co-payment cap will increase from S$3,000 to S$6,000.

• Premiums are expected to be lower on average, reflecting reduced coverage intensity.

• Existing policyholders can retain current riders, but new purchases will follow the revised structure.

READ MORE